😎 Add or edit a beneficiary whenever you want

For now, if you want to add or edit your beneficiary details, you have to wait patiently to make a transfer. Not very convenient… Well, it's changing today! Now, add or edit a beneficiary whenever you have a moment (or a new IBAN).


⏳ Anticipate your next transfers and keep peace of mind

Tick-tock, the end of the month is coming soon, and it's time for you to prepare the transfers of your new employees' salaries? Or maybe you want to set up a new transfer for your new supplier? You can finally do it without waiting until the last minute!

Add or update your beneficiary IBAN as soon as you hold it in your hands. It will be stored in your beneficiaries list and will wait for its time to come! The Day-D, all you have to do is select it and make your transfer. 💸

Your team members and your accountant can also add new beneficiaries while sending you a transfer request. But you knew that already, didn't you?

Psst: It's available only for SEPA transfers (for now).

🤓 How does it work?

Here, you won't need any CSV file: simply add a new beneficiary in just a few clicks, directly from your Qonto app.

  1. Go to the Transfers section and click on Create transfer
  2. Have a look at Your beneficiaries list, on your right, and click on the purple icon
  3. Fill in all the requested information, click on Add and voilà!

Do you want to edit one of your beneficiary details? It's really easy! Just click on the Edit this beneficiary icon displayed right next to your beneficiary's name.

Told you it was easy… 😏

Feel free to share your feedback with us on this (expected) feature via [email protected]

The Qonto Team 💜

🎓 You can (finally) create multi-accounts and become a cash flow master

Qonto works the way your business does! Take over your cash flow by creating up to five current accounts with dedicated IBANs and payment methods.👇

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🚀 Multiple ways to use your current account

Anticipate your upcoming payments or projects, control your finances, give more financial autonomy to your teams… With multiple accounts, the possibilities to better manage your cash flow are (almost) endless.

So, now you don't have one but five ways to make payments and get money, directly from your Qonto app.

🖱 How does it work?

Forget about your SIRET number, your ID document, or even the list of your shareholders. We won't ask you for any proof since we are already a family! You can create a new current account in just two clicks—literally! In the Accounts section, click on Create a new account, then click-click, and that's it!

Card orders, transfers, direct debits, check deposits… Nothing changes! Functions and features remain exactly the same, except for one small detail: for each operation, you can now also select one of your accounts. Who will be the lucky one?

Psst: Looking for more details? Have a look right here.

👋 Say hello to your new Qonto interface

"Accounts… Well, well, well, this is something new!" Isn't it what you thought while logging into your (favorite) app today? Nice catch, Sherlock! For the occasion, Qonto reveals a brand-new section with new icons and shortcuts.

Everything has been carefully redesigned and reorganized for more simplicity and speed:

  • A space made for your accounts
  • A clear view of your cash flow
  • Fast shortcuts to rival Usain Bolt

😼 Who can benefit from multi-accounts?

Do you have a Standard or Premium plan? Then there is no time to lose! Go to the Accounts section of your Qonto web app to discover how to manage your cash flow, and create a new current account.

What about you? In which way do you plan to use your new current account? Tell us everything at [email protected]. We look forward to reading from you! 💌

The Qonto Team

🕵️‍♀️ Don't lose track of your finances with Slack!

When we launched Connect, we told you about a new connexion coming soon… Well, we keep our promises! Today, after a few weeks, we are proud to present Slack x Qonto.


📏 Tailor-made alerts and notifications

Would you like to keep an eye on your balance or your transactions? Maybe on both? Do you prefer to get a notification for a transaction exceeding 10 or €100? And what about creating a dedicated Slack channel for the occasion?

We've been asking ourselves these questions. But when it comes to your needs, you know what's best for you. The choice is yours!

😎 Maintain control

With a single click, you can see the details of your transactions, cancel a transfer or top up your account in no time, directly from your workspace. You can even manage your alerts by clicking on the small icon, on the top-right corner of the notification.

To delete your alerts or edit the Slack channel you chose, you just have to go to the Settings section of the Slack card.

🤓 How does it work?

There is nothing simpler than connecting Slack to your Qonto account! Go to the Connect section from your Qonto app and click on the Slack card to access the details. Finally, click on Connect, on the top-right corner. And voilà, Slack is now connected to your Qonto account!

🤗 How can I benefit from this connexion?

If you have a Qonto account and Slack application, then go for it! All you have to do now is invite your team members to join you for collaborative and autonomous monitoring of your expenses.

Psst: They don't have access to Qonto? It doesn't matter!

Do you have any questions or feedback regarding this new connexion? Feel free to send us an email at [email protected]. We would love to hear what you have to say! 💌

The Qonto Team

A new billing method better suiting your needs 🤗

Until now, you were billed each month on the date of your registration. You let us known that it wasn't ideal to manage your accounting. We got the message, it's changing today!


🗓 Billing from the first to the last day of the month

As of October 1st (today 🤓) you will be billed from the first to the last day of each month.

☝️ The fees you advanced for October on your last invoice have been refunded yesterday (September 30) and this new billing method is effective today. The fees related to your subscription (and any additional cards) will be charged today.

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👩‍🏫 How does it work?

At the beginning of each month, we charge you for your subscription and your extra cards, if you have some.

During the month, the additional fees (off-subscription operations) are charged.

On the 5th of each month, your invoice is available in your Qonto app with all your fee details (your subscription, and the additional fees) of last month.

Any questions regarding this new billing method? Contact our team by sending us an email at [email protected] 💌.


The Qonto team

🔌 Introducing Connect: tools and services connected to your Qonto account

Managing your finances is more than just receiving and sending payments in a current account; that’s why Qonto is launching Connect. ⬇️


A while ago, we reached out to some of you to learn more about how we can help you automate the management of your finances and professional processes.

After a few weeks of hard work, we are very pleased to announce the launch of Connect: a collection of tools and services connected to your Qonto account designed to help you automate your financial management (but mainly to help you focus on what matters: your business).

🙀 Connected tools and partner service offerings

The connected tools and services featured in Connect were carefully selected based on specific criteria: customer experience, transparent offering, and quality service. All of the tools linked to your account have been carefully tested and approved by our teams.

What about security?

The tools that communicate with your Qonto account are authorized to collect only the information needed to automate a particular task, and nothing more. In no way can they access all the data from your current account or, more importantly, your money.

🧐 How does it work?

Go to the Connect section of your Qonto web app. Here, you will see a catalog of connected tools and partner service offerings.

Click on the tool or service that catches your eye 👀! We then provide you with additional information to help you choose which tool or service is right for you.

😿 Still not able to find the app of your dreams?

In the same section, you can tell us everything about your ideal Qonto integration or your favorite tool. That’s right; Connect will be enhanced as time goes on, with new connections and new partner services. So, don’t hold back! We look forward to saving you time.

P.S.: A little bird told me about a new Connect tool coming soon…

Thank you to all the partners and Qonto users who made this project possible. 🥰 Questions or comments? Contact us at [email protected] !

The Qonto team

😇 Ordering a card has never been so easy

Your card has slipped out of your wallet? An urgent purchase to make? Breathe and relax, you can now order new physical or virtual cards in just a few clicks.


Easy as pie

Until now, you had to fill in all the necessary information on a single page (but pretty full) to order your cards.

To save you some (precious) time, Qonto allows you to order a card in just a few steps. Go and see, it's simpler and faster. 😎

Custom cards

Payment limits, ATM withdrawals, contactless payments, online purchases, international payments: simply pick the card that suits you the best.

It only takes a few clicks to adapt the card to your needs (or your team members' needs).

Home (or office) delivery

Based on the card you chose, delivery times vary. Generally, our physical cards will arrive in about 2-5 working days. And for a virtual card… well, it's instantaneous.

Do you have a question or feedback you would like to share? Just send us an email to [email protected]. We look forward to reading you!


The Qonto Team 💜

Spring cleaning: we've made your transfers tidy

With all these scheduled, pending, sent, or canceled transfers, it's hard to find your way around (and many of you have let us know). So we took the Transfers tab of your app, and we tidied it up a bit!


On the left-hand pile, the upcoming transfers

For now on, you'll find all the transfers that will be sent in the next few days right there. 💸

Now that they're all in one place, it's easier to keep an eye on your upcoming expenses and adjust cash flow if necessary.

Also, if you find an error among these transfers, it's still time to modify or cancel most of them.

In the box on the right, the past transfers

This is where we stored all the transfers you no longer need to worry about. 📦

Trust us, we keep everything: canceled transfers, rejected transfers, and even those that have already been executed. It could be useful for your accountant at the end of the month.

Well, here it is. All you have to do is get to know your new Transfers tab! 👩‍💻


The Qonto Team

SWIFT: receive transfers from all over the world (finally) 🌍

You've been more than 1,000 companies asking for SWIFT transfers since January! The truth is, our team was already working on the subject: since this morning, you can (finally) get paid from around the world!

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💸 International transfers, straight to your current account

You don't have to keep an account in a traditional bank to receive international transfers anymore. No need to ask your customers to use an intermediary service (such as Transferwise or Xendpay) either.

Starting today, French and German companies can receive all their client's transfers on their Qonto account:

  • get transfers from +142 countries
  • and in 59 different currencies
  • in case you wonder, we also manage the currency conversion in euro

Just so you know, we have updated your account details with your SWIFT information. If you need them, just hit the download (or copy) button on your (brand new) Account details section!

☝️ Since July 7, 2020, this service is available for our Italian and Spanish customers.

⚖️ No unpleasant surprises

We have become used to traditional banks charging hidden (and often mind-blowing) fees. At Qonto, however, we prefer to provide you with all the details upfront on the cost of receiving a SWIFT transfer:

Receipt fees?

  • If you have a Solo plan, a fee of €5 excluding taxes is charged per transfer.
  • If you have a Standard or Premium plan, this fee is included in your plan.

If most of your clients are based abroad, take a moment to consider which plan is best for your business!

Exchange fees?

You may not be aware, but fees are added to the exchange rate. The bank responsible for converting the funds always applies a relatively small percentage fee.

When converted by the issuing or intermediary bank, the funds arrive at Qonto already converted into euros. Since the conversion has been completed beforehand, we have no control over the fees added to the exchange rate displayed on your screen.

In the event that Qonto manages this task, we have negotiated with our correspondent bank a fee equal to about 2% of the interbank exchange rate. This is just an estimate. This rate may be higher or lower depending on the date, the transfer amount and the currency.

Fixed fees?

Some issuing or intermediary banks may deduct fixed fees (in addition to the exchange fees) from the transfer amount. You can avoid these fees, however, by asking your clients to choose the OUR option when preparing a transfer. This way, all the fixed fees are charged to the sender.

☝️We recommend that you carefully read this article for all the details and information on the cost of a SWIFT transfer.

Last but not least: if your bank account number starts with the letters TRZO, it means that your account is still hosted on our historical partner's banking platform (Treezor). We, therefore, must first transfer your banking activity onto our new platform.

Don't worry, you don't have to do anything. Gradually, we are offering all our users to migrate their banking activity to their new current account. You just have to wait for our email. 🙂

That's all you have to know! But if some questions remain, feel free to ask us: [email protected] 🙂

The Qonto Team

Introducing the X Card

Since the launch of the Plus card last October, we promised you the arrival of a card that is different from anything you have experienced so far. Meet X - the metal card crafted for your future.


🖤 An iconic card

Each X card weighs 17 grams and is made entirely of stainless steel. Engraved using a unique process, each detail has been carefully designed and considered to make it a truly exceptional card.

💫 Crafted for your future

With this new launch, we’re offering professionals the very first metal card specially designed just for them.

With the X Card, you can now:

  • Benefit from a 0% exchange rate
  • Pay up to €60,000 / 30-day rolling period
  • Withdraw up to €3,000 for free / 30-day rolling period
  • Benefit from Qonto’s most exclusive card insurance
  • Take full advantage of a concierge service available 7 days a week
  • Access airport lounges

Everything is included, with no fees added to the card’s €20 monthly rate.

⚡️ Limited edition

This new card is available in a limited edition of 2000 units for all our users who already have an account on our new banking platform.

Have you heard about our new banking platform? If your IBAN starts with QNTO, you already have access to it and to all our new features (including our new X card 🎉)!

Your IBAN starts with TRZO and you haven’t been invited to access your new account? You’ll receive a message from us in the coming days.

Send us your love and ideas to [email protected] 🥰

The Qonto team

Cash your checks with your smartphone

Unfortunately, you can’t make the days any longer (we’ve tried). Instead, we would like to help you save some valuable time by cashing clients’ checks, wherever you are, directly on your mobile app!


💔 It’s finally here

Nearly a year has passed since check deposit was added to Qonto. Already?! Time flies when you’re in good company. But that’s enough nostalgia for one day. Since its launch on the web application, many of you have been asking when check deposit will be available on the mobile app. Well, consider it done!

You can officially open your day planner to Friday, from 11 am to 12 pm, and scratch “Cash checks on Qonto” from your to-do list. Now, you can cash checks on the go, as they come in each day, directly from your mobile app.

😻 How does it work?

Just do exactly as you would on the web application! The only difference is that the check section on the mobile app is available from the More tab located in the search bar at the bottom of your smartphone screen.

1- Open the check section in the More tab.

2- Click on Deposit a check and follow the instructions.

3- Enter the information on the check: amount, name of the person or company who issued it, date, check number and key.

4- Send it to us by post to the address on your screen. Just to be sure, we recommend getting a tracking number.

5- Wait for a little. Your funds will appear on your account within 24h for checks under €1,000 and 15 days (maximum) for other amounts. It may be a long time to wait, we know, but we need this time to avoid fraudulent checks.

☝️ Remember to ask your clients to make your checks out to the name of your company. Otherwise, we won’t be able to cash them. 😕

😌 An occasional solution

If you’ve used this feature on our website, you’re already aware that we are not fans or avid defenders of this method of payment. We offer this occasional solution, however, in the event that one of your clients has no other option.

Checks are a rather unreliable payment method… That is why we continue to recommend that you opt for transfers, which are fast and secure!

☝️The maximum authorized amounts remain the same: €10,000 over a 30-day period, and a limit of €5,000 per check.

Tell us what you think by sending an email to [email protected] 💌

The Qonto team